Terms and Conditions
Last updated: 11 September 2026
These terms govern your use of raisemargins.com. They are deliberately short and plain. They cover the website and the free calculator only. Paid work is governed by a separate written engagement agreement, which takes precedence over anything on this page.
1. Who you are contracting with
This website is operated by Mykhaylo Matkovskyy, sole trader, trading as RaiseMargins, established in Austria. Full details are in the legal notice. In these terms, "we" and "us" mean RaiseMargins, and "you" means the person or company using the site.
2. What this website is
The site is an information service about our back office automation work, plus a free free Margin Check (a calculator) and a published, redacted sample audit. It is marketing and information. It is not an offer capable of acceptance, and using it creates no engagement between us.
3. The calculator produces estimates, not advice
Please read this one. The calculator applies fixed, deliberately conservative assumptions to figures that you enter. It does not inspect your business, your systems or your accounts.
Its output is an illustrative estimate. It is not financial, accounting, tax, legal or investment advice, not a valuation, not an audit within the meaning of any professional or statutory standard, and not a guarantee, forecast or promise of any result. Your actual numbers will differ. Do not make a business decision on the calculator output alone. The assumptions and benchmark sources behind it are published on the methodology note so you can check them yourself.
To the extent Austrian law allows, we accept no liability for any decision taken, or not taken, in reliance on the calculator, the sample audit or any other figure published on this site.
4. The published sample audit
The audit published at /proof/ai-profit-audit-sample is a real deliverable prepared for one client, published in redacted form with that client's written permission. It describes that client's operation at a point in time. It is illustrative of our method and is not a representation about what we would find, or achieve, in your business. Figures presented there as models are labelled as models and have not been realised.
5. Our service promise, and its limits
Where the site describes a performance guarantee, that guarantee only ever applies inside a signed, paid engagement, on the terms written into that engagement. It is conditional and capped by deliverable: it requires you to supply the data, system access and decision maker time we scope in writing, and it covers one process and one agreed number. Nothing on this website, on its own, entitles anyone to it.
6. Fees quoted on the site
Prices shown on the site are indicative, stated exclusive of VAT unless marked otherwise, and may change. The price that binds either of us is the one in a signed engagement agreement.
7. Acceptable use
Please do not attack, overload, scrape at volume, probe or attempt to gain unauthorised access to this site or our lead endpoint, submit other people's personal data, or submit false or automated entries through the form. We rate limit the endpoint and reject automated submissions, and we may block access that threatens availability or security.
8. Intellectual property
The text, design, calculator logic, methodology and the published audit are ours or our licensors', and are protected by copyright. You may read, print and share them for your own evaluation, including circulating them inside your organisation. You may not republish, resell or present them as your own work, or use them to build a competing calculator or audit product, without our written permission.
9. Availability
We aim to keep the site up but do not promise uninterrupted availability. We may change or withdraw any part of it, including the calculator, at any time.
10. Liability
We are fully liable for damage caused intentionally or by gross negligence, and for injury to life, body or health. For slight negligence we are liable only for breach of an obligation essential to the purpose of the contract, and then only for damage that was foreseeable and typical. Liability for indirect damage, loss of profit and consequential loss is excluded to the extent Austrian law allows. Nothing in these terms limits any liability that cannot lawfully be limited, including under the Austrian Product Liability Act.
11. External links
We link to other sites, including our booking page, LinkedIn and Instagram. We do not control them and are not responsible for their content or their privacy practices. Their terms apply once you leave.
12. Your data
How we handle personal data is set out in our privacy notice, and what the site stores on your device, which is nothing, is in our cookie policy.
13. If you are a consumer
We sell to businesses. If you nevertheless use this site as a consumer, the mandatory protections of Austrian and EU consumer law apply and nothing here removes them. That includes, for paid distance contracts, the statutory right of withdrawal, and it includes your right to bring proceedings in the courts of your own place of residence. The EU online dispute resolution platform is at ec.europa.eu/consumers/odr. We are not obliged, and are not willing, to take part in dispute resolution proceedings before a consumer arbitration body.
14. Governing law and jurisdiction
Austrian law applies, excluding its conflict of law rules and the UN Convention on Contracts for the International Sale of Goods. For disputes with businesses, the competent court at our place of business in Austria has exclusive jurisdiction. For consumers, the mandatory rules above apply instead.
15. Changes, and the rest
We may update these terms. The version on this page, with the date at the top, is the one that applies to your use of the site. If any clause is invalid, the rest stays in force.
16. Contact
hello@raisemargins.com. Postal address is in the legal notice.